For students pursuing post-secondary education, the CRA Student Grants & Loans in 2025 provide essential financial support to manage tuition and living costs. Eligible full-time students can receive up to $4,200 annually or $525 per month under the Canada Student Grant for Full-Time Students. Eligibility depends on family income, program enrollment, and financial need. Additionally, loan forgiveness programs exist for graduates working in underserved rural and remote communities in professions like healthcare, education, and social work.
CRA Student Grants & Loans 2025 – Overview
| Aspect | Details |
|---|---|
| Program Name | CRA Student Grants & Loans |
| Country | Canada |
| Year | 2025 |
| Administered By | Government of Canada / CRA |
| Maximum Grant Amount | $4,200 per year or $525 per month |
| Loan Weekly Limit | Temporarily increased to $300 per week |
| Loan Forgiveness | Up to $16,000 for eligible rural professions |
| Eligibility | Full-time students in approved programs with financial need |
| Category | Canada Finance / Education |
| Official Website | canada.ca |
Eligibility Criteria for CRA Student Grants & Loans
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Demonstrate financial need based on family income and size.
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Be enrolled full-time in a designated post-secondary program.
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Meet province or territory-specific student aid application requirements.
Example: A single student with a family income below $36,811 may qualify for the maximum grant.
Types of CRA Student Grants & Loans in 2025
Grants:
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Canada Student Grant for Full-Time Students: Up to $4,200/year or $525/month.
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Grants for Part-Time Students, Students with Disabilities, and Students with Dependents.
Loans:
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Government-backed loans with a weekly limit of $300 during study.
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Interest-free while studying full-time.
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Loan forgiveness for qualifying professionals (doctors, nurses, educators, social workers) serving in rural or underserved areas.
Additional Benefits & Tax Credits
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Tuition Tax Credit to reduce income tax payable.
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Student loan interest deduction to lower repayment costs.
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Canada Training Credit supporting job-related training expenses.
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Moving expenses deduction for students relocating for education.
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Registered Education Savings Plan (RESP) to help save for education costs.
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Federal tax exemption for students earning below $15,000 annually.
How to Apply for CRA Student Grants & Loans
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Submit your application through the National Student Loans Service Centre (NSLSC) or your provincial student aid office.
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Complete required forms and submit documentation, including proof of income, residency, and enrollment.
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Monitor your application status via NSLSC or CRA online portals.
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FAQs on CRA Student Grants & Loans 2025
What is the maximum amount for the Canada Student Grant?
Up to $4,200 annually or $525 monthly for full-time students.
What is the weekly student loan limit?
Currently increased to $300 per week during study periods.
Who qualifies for loan forgiveness?
Healthcare, education, and social service professionals working in underserved rural areas may qualify.
Are student grants taxable?
No, Canada Student Grants are non-taxable.
Can students claim tax credits in addition to grants and loans?
Yes, various tax credits and deductions are available to reduce education-related expenses.